Category: Appraisers and Umpires

Cleaning Up Your Contents After a Hurricane

By Claimside AdministratorPosted on Cat Public Adjuster, Appraisers and Umpires, Attorney, Experts and Consultants, Insurance, Insurance Claims, Property ClaimsLeave a comment
‘Tis the season to be jolly and deck the halls with Christmas joy. Some may find that difficult this year as they are still in the middle of cleanup and restoration as a result of the 2017 Hurricane Season. This season was exceptionally tough on folks in Texas, Florida, Puerto Rico and the Virgin Islands.… Read More »

Shortage of Insurance Adjusters in Wake of Hurricanes Harvey and Irma

By Claimside AdministratorPosted on Cat Public Adjuster, Appraisers and Umpires, Attorney, Experts and Consultants, Insurance, Insurance Claims, Property ClaimsLeave a comment
Hurricane season is at its peak and folks are still in recovery mode following the devastation caused by Hurricanes Harvey and Irma. Now, there appears to be a shortage of insurance adjusters, especially in Florida where basically policyholders are having to wait because the insurance adjusters are all in Houston because Harvey was the first… Read More »

How Does the Insurance Company Justify Adding O&P (Overhead and Profit) to Everything Except the Roof?

By Claimside AdministratorPosted on Cat Public Adjuster, Appraisers and Umpires, Insurance, Insurance Claims, Property Claims2 Comments
How does the insurance company justify adding O&P to everything except the roof? To understand this question, you must first know what O&P means. In the insurance industry, Overhead (10%) and Profit (10%), commonly referred to as O&P, is owed when it becomes necessary to have multiple subcontractors perform work to repair damages to your… Read More »

The Hail Storm Bill (Blue Tarp Bill) SB10 Pending in Texas

By Claimside AdministratorPosted on Cat Insurance Claims, Appraisers and Umpires, Attorney, Insurance, Property Claims, Public AdjusterLeave a comment
Lots of news coming from Texas this week as the battle in Austin continues over the Hail Storm Bill (Blue Tarp Bill) (SB 10). Big insurance companies are the only beneficiary of passage of this bill. "The easiest and most effective way to make more money is to increase premiums, to pay less on any… Read More »

Use of Drones for Property Damage Insurance Claims Inspections

By Claimside AdministratorPosted on Cat Public Adjuster, Agriculture, Appraisers and Umpires, Attorney, Experts and Consultants, Insurance, Insurance Claims, Property ClaimsLeave a comment
The adults are getting in on all the fun when it comes to personal drones. It was only a matter of time before the insurance industry found them useful too when assessing property damage insurance claims. From surveying the damages caused by storms, to inspecting roofs, to taking an inventory on insured crops, the drone… Read More »

You Do the Math – The Push for a Legislative Remedy in Texas

By Claimside AdministratorPosted on Cat Public Adjuster, Appraisers and Umpires, Attorney, Experts and Consultants, Insurance, Insurance Claims, Property ClaimsLeave a comment
A recent article by the Fort Worth Star-Telegram concerning SB10 proposing constraints on litigation surrounding hail claims in Texas includes some interesting numbers. According to the data contained in the article, there were nearly 400,000 hail claims filed in Texas in 2015 which resulted in 9,910 lawsuits. You do the math – that is a… Read More »

Looking to Place Limits on Hail Storm Litigation in Texas

By Claimside AdministratorPosted on Cat Experts and Consultants, Appraisers and Umpires, Attorney, Auto, Insurance, Insurance Claims, Property Claims, Public AdjusterLeave a comment
Hail Storm Senate Bill 10 pending in Texas as a result of complaints and lawsuits filed following the major hail storms across South Texas. Texas Watch group is responding and calls these storm bills “tornadoes that are bearing down on every property owner in this state.” The passage of these types of bills would result… Read More »
public adjuster inspection

Why Hire a Public Adjuster or Other Claim Professional?

By Claimside AdministratorPosted on Cat Appraisers and Umpires, Attorney, Insurance, Insurance Claims, Property Claims, Public Adjuster2 Comments
People frequently ask us questions like “why should I hire and pay my own adjuster when my insurance company already has an adjuster for me?” Well, the adjuster from the insurance company works for the insurance company, not you. Consequently, they have in mind what’s in the best interests of the insurance company. When you… Read More »

Winter Weather Causes Property Damage – Hire a Public Adjuster

By Claimside AdministratorPosted on Cat Appraisers and Umpires, Experts and Consultants, Insurance Claims, Property Claims, Public AdjusterLeave a comment
Cold weather is a bully and it will seriously expose the vulnerabilities in your home and launch its nasty attack. When extreme cold temperatures hit, so do the insurance claims. The cold weather can wreak havoc in the property insurance world because the claims that come in are usually spread throughout a very large portion… Read More »

New Year’s Resolutions – Hire a Public Adjuster

By Claimside AdministratorPosted on Cat Appraisers and Umpires, Attorney, Experts and Consultants, Insurance, Insurance Claims, Property Claims, Public Adjuster2 Comments
Out with the old and in with the new as we kick off 2017. Everyone is making New Year's resolutions, including myself. Most of those include things like diet and exercise and more time with family and friends. Mine also includes better time management. This can apply to lots of areas of your daily life… Read More »