Category: Property Claims

What You Need to Know About the Insurance Appraisal Process

By Claimside AdministratorPosted on Cat Insurance, Insurance Claims, Property Claims, Public AdjusterLeave a comment
Appraisal – most people don’t know that there is a provision in your property insurance policy that provides for you (or the carrier) to invoke appraisal on a property damage insurance claim when not satisfied with the estimated damages on the claim.  What is an appraisal?  When you hear the word appraisal most think of… Read More »

Ten Months After Hurricane Harvey and Many Still Haven’t Reached Settlement Concerning Insurance Claim

By Claimside AdministratorPosted on Cat Public Adjuster, Insurance, Insurance Claims, Property ClaimsLeave a comment
Ten months after Hurricane Harvey and many folks still have not reached a settlement with their insurance company.  On the other hand, others have reached a “full settlement” and don’t even know that they were shortchanged by the insurance company.  Without the help of a qualified licensed professional, there is no way for them to… Read More »
Definition of insurance

Understanding What Your Insurance Policy Says

By Claimside AdministratorPosted on Cat Insurance Claims, Insurance, Property Claims, Public AdjusterLeave a comment
Most people have some type of insurance coverage – homeowners, health, auto, life, etc.  However, most people are not able to fully interpret the language in an insurance policy and therefore don't always have a full understanding of whether they are adequately covered or not.  This is especially true when it comes to homeowners policies… Read More »

Cleaning Up Your Contents After a Hurricane

By Claimside AdministratorPosted on Cat Public Adjuster, Appraisers and Umpires, Attorney, Experts and Consultants, Insurance, Insurance Claims, Property ClaimsLeave a comment
‘Tis the season to be jolly and deck the halls with Christmas joy. Some may find that difficult this year as they are still in the middle of cleanup and restoration as a result of the 2017 Hurricane Season. This season was exceptionally tough on folks in Texas, Florida, Puerto Rico and the Virgin Islands.… Read More »

Turn Around Your Flood Claim With Professional Help

By Claimside AdministratorPosted on Cat Insurance, Insurance Claims, Property Claims, Public AdjusterLeave a comment
A flood is never fun to deal with. When it comes to insurance claims, the worst type of claim you can have is a flood claim. Flooding causes a devastating amount of damage, compounded by the fact that you have limited coverage and it can take months to settle a claim. The following is a… Read More »

Shortage of Insurance Adjusters in Wake of Hurricanes Harvey and Irma

By Claimside AdministratorPosted on Cat Public Adjuster, Appraisers and Umpires, Attorney, Experts and Consultants, Insurance, Insurance Claims, Property ClaimsLeave a comment
Hurricane season is at its peak and folks are still in recovery mode following the devastation caused by Hurricanes Harvey and Irma. Now, there appears to be a shortage of insurance adjusters, especially in Florida where basically policyholders are having to wait because the insurance adjusters are all in Houston because Harvey was the first… Read More »

Blue Tarp Law Taking Effect in Texas September 1, 2017

By Claimside AdministratorPosted on Cat Insurance Claims, Attorney, Property Claims, Public AdjusterLeave a comment
With the pounding South Texas has taken for days now thanks to Hurricane Harvey, people are asking how the Blue Tarp Bill (HB 1774), which goes into effect September 1, 2017, is going to impact these claims. Consumers and business property owners need to be aware that written “notice” of a claim must be sent… Read More »

Storm Created Opening or Wind Driven Rain

By Claimside AdministratorPosted on Cat Public Adjuster, Insurance, Insurance Claims, Property ClaimsLeave a comment
Lots of folks don’t quite understand the difference between wind driven rain and a storm created opening. It’s complicated. The difference is usually only learned when someone is affected by either term as the result of a property damage insurance claim. In 2016, the day after Christmas, the residents of Rowlett, Texas learned exactly what… Read More »

June 2017 Hail Storm in Minnesota Most Costly

By Claimside AdministratorPosted on Cat Insurance Claims, Insurance, Property Claims, Public AdjusterLeave a comment
For a State like Minnesota, known to suffer severe hail storms, 2017 has been a record setter. On June 11, large hail “devastated” the neighborhoods of Brooklyn Park, Coon Rapids and Blaine. As CBS local new there reports, the estimates are that this hail storm is the most costly in the last 20 years. The… Read More »