What do hospital gowns and insurance policies have in common? You’re never covered as much as you think you are. That can be a problem this time of year in particular as the winter season and holidays are upon us – which means it’s fire season.
As the cold weather sets in for the next few months, more and more people will be pulling out the space heaters and lighting up the fireplaces. Indoor activities increase and of course Christmas trees are aglow for a few more days. All of these things unfortunately create an increased potential for fire danger and being mindful of these elements becomes of utmost importance.
If you do find yourself in a situation with an insurance fire claim or any other type of property damage claim, it is important to reach out to a qualified claim professional as soon as possible. A public adjuster can immediately alleviate some of that stress as they take on navigating through and negotiating the claim for you. These professionals work on a contingency fee basis so they don’t get paid until you get paid. Their job is to document the claim which includes photographing everything and creating an estimate and inventory of what is covered for payment under the claim.
Hopefully you and your family have an escape plan that won’t ever be needed.