The goal of a Florida Public Adjuster is to make sure that the Insurance Company complies with their obligations of the Insurance Policy and properly compensates the Policy Holder for their loss. Our licensed public adjusters are extremely knowledgeable and experienced with reference to property damage, code requirements, law changes, and insurance policies. The Miami Herald quoted an audit that was conducted recently by the Florida Legislature has found that it is clearly within the policy holder’s interest to hire a Public Adjuster to represent them during the claim process. Insurance companies only pay 30-60% of what’s owed on a typical claim. Policy holders using a Public Adjuster received 574% more than those not using a Public Adjuster and, furthermore, those numbers increased to 747% more on catastrophe claims such as those filed for Hurricane damage.
Hurricane & Wind Damage
Hurricane and Tropical Storm force winds are extremely destructive. Insurance companies are known to underpay Hurricane Claims. The right Public Adjuster will fight for the compensation you deserve.
Water Leak Damage
Water Damage is one of the most filed insurance claims. Water damage includes broken pipes, dishwasher leaks, shower pan leaks, A/C leaks and many more. These types of damages can cause future issues if they are not addressed by filing a claim with an insurance company.
Fire & Smoke Damage
The damage caused by a fire should be professionally evaluated by an experienced loss consultant to ensure that the homeowner is properly compensated. Also, a Public Adjuster is highly beneficial because numerous law and ordinance issues arise in these insurance claims.
Flood Water Damage
A majority of Floridians do not purchase Flood Damage insurance policies. However, for those who do purchase Flood Damage, the claims should be handled by a public adjuster. Flood claims are very unique and needs to be navigated carefully.
Top Public Adjusters in Florida
We take every claim seriously, because we are working to get you the funds that you should have received prior to hiring me. Between us and the attorneys, we will do our best to get you fully paid for your covered loss. Oh, and don't believe it when they hire an engineer to make sure your claim is covered. Remember, don't believe everything you hear and read, especially from an insurance compan ..
We are a Boutique public adjuster firm that specializes in quality service.We advocate for the policyholder in appraising and negotiating a claimant's insurance claim. No residential or commercial property damage is too big or small. Our client's interest come first and we have the ability and expertise to handle the most sophisticated claims. We have a proven track record of of high settlement ..
Adjuster Groups LLC was developed by two Public Adjusters who are truly making a difference in the industry of Public Adjusting. They pride themselves and the company in the high standard of customer service and dedication to the clients. With a background in engineering, construction, Insurance and adjusting the founders have created and incorporated their experience and knowledge to fight for th ..
Professional Public Insurance Adjuster licensed in multiple states and currently the Vice President of Claims for Altieri Transco American Claims Corporation. With nearly a decade of property and casualty experience working as an independent claims professional for multiple insurance companies, Craig transitioned to Public Adjusting in an effort to provide support solely to policyholders. Since ..
Accurate Public Insurance Adjusters (APIA) works in the best interest of affected policyholders to ensure that they receive a correct assessment, fair claim settlement and expedited payment from their insurance company. Our professional teams bring together more than 100 years of experience and exceptional services to ease the stress of filing a commercial business, condominium or home owners clai ..
Over 20 years experience as a property claims adjuster. Handle all type of property claims. Court ruled expert in the field of insurance policies, coverage analysis, and damage evaluation and estimating. Write estimates for several contractors related to insurance claims. Handled over 5000 insurance claims and 200 appraisals as an appraiser for the insured. Was previously an independent adjust ..
*We have service available in Palm Beach, Tri-county, Fort Meyers, Jacksonville, Daytona and Port St. Lucie. Being a Floridian myself, I know firsthand what degree of Damage our Properties face daily from our extreme weather and during Hurricane season. As a Home owner, I understand the fear and frustration when suffering property damage to your home. You just want to be treated fairly, repa ..
The founder of Coastal Claim Consultants, Mr. Connor has over 20 years of adjusting experience. A graduate of Baylor University, he has vast experience in residential, commercial, liability, maritime and catastrophe claims. Mr. Connor entered the adjusting industry working for several insurance carrier’s over 10 years and has solely advocated for home and business owners for the last decade. Wit ..
WHAT IS A PUBLIC ADJUSTER? A Public Insurance Adjuster is a licensed and bonded insurance professional who assists policyholders with the complicated insurance claim process when they suffer an insured loss. Public Insurance Adjusters who belong to the Florida Association of Public Insurance Adjusters adhere to a strict Code of Ethics and is able to take advantage of the best quality, public a ..
Barrington Guthrie is a licensed Public Adjuster since 2003. He is experienced in handling all types of property damage claims, including water damage, fire, smoke, mold, hurricane and more. Dell Insurance Claims Service works with various professionals, such as restoration companies, plumbers, contractors, mold experts, and attorneys, to get the best result for you the insured.
We work for you and not the insurance company, helping you maximize your insurance claim! Zero up-front cost to you for our claims adjuster service….If you don’t get paid we don’t get paid. Average claims data shows policy holders who hired a public adjuster for non-catastrophic claims received 574% more money than those who did not hire a PA. Policy holders who hired a public adjuster for ..
"Global Public Adjusters Orlando, located in the heart of central Florida servicing any homeowners, businesses, condominium & Commercial who suffered any kind of unexpected losses such as: Fire, Water Damage, Hail, Hurricane, Lightning, Floods and more. We can open a new claim, re-open old ones/underpaid, and even Denied Claims. We use the latest technology equipment such as infrared cameras, mois ..
When you file a property damage claim, your insurance company will assign an insurance adjuster to your case to survey and estimate the extent of the damage. It is important to remember that their adjuster is there to represent the insurance company's interests, not to ensure that you receive the full and proper compensation that you are entitled to. A good public adjuster will work hard to make s ..
Oscar Mormeneo, a licensed Public Insurance Adjuster is a Consumer / Citizens Insurance Advocate in Florida; he has worked on all three (3) different capacities of Adjusters. A Staff/Employee licensed as Insurance Adjuster since 1979 until 1990 with a major insurer. In 1989 he obtained his 220 All Lines Agent’s Insurance license. In 1990 he practiced selling Insurance of all lines. He obtains hi ..
Staying proactive is key. We take great pride in maximizing settlements, and never leave a stone unturned until our customer is satisfied with the result. With years of experience and working with all types of claims, we have fostered great relationships with customers and a host of support personnel. In many cases we’ve even exceeded a ten-fold increase on numerous claims. We know how to rec ..
When you purchase an Insurance Policy on your property, you are purchasing security for yourself. You hope that you will never have to use it, but if you do, you naturally assume that should a loss occur, the Insurance Company will take care of everything. Unfortunately though, as many have found out to their cost, this is not always the case. Insurance Companies, just like any other company, are not in business to make a loss for their investors and so, it is in their interests to keep the pay-outs on claims as low as possible. When they are notified of a claim, the Insurance Company will send a Loss Adjuster to examine the damage, prepare estimates and try to settle the claim, all the time never forgetting that it is the Insurance Company who pays their salaries! Have no fear because with a Public Adjuster on your side, you now have a level playing field from which to negotiate the claim.
Florida Public Adjusters are typically former claims adjusters that have worked as an adjuster for one of the major insurance companies and has now decided to serve the public with their skills. A Public Adjuster can either work for a Public Adjusting Firm or freelance. Make no mistake about it, an insurance policy can be a very complicated document, since it contains a whole range of exclusions, obligations, restrictions and conditions, which are often extended by applicable endorsements attached to that original document. Each of these clauses presents its own particular and unique challenge when it comes to ascertaining your rights under the terms and conditions of any policy.
The adjuster will look after your interests and ensure you receive all that you are entitled to from your claim against your Insurance Company, no matter what type of disaster you have suffered, whether you are a private individual or commercial venture or whether your claim is large or small. All you need to remember is that we work strictly on a contingency basis, which means you pay us a small percentage only if and when you collect your settlement from your Insurance Company. The Florida Department of Financial Services licenses and recognizes Public Adjusters in Florida to help Floridians with their damage insurance claims.